Bethany Beach, North Bethany and Fenwick Island real estate and homes for sale in Delaware, Waterfront Specialist, Oceanfront Properties - Wayne Lyons, REALTOR® Wayne Lyons REALTOR(r) for Bethany Beach, North Bethany and Fenwick Island, Delaware real estate, Waterfront Specialist, Oceanfront Properties - NUMBER1EXPERT™ Wayne Lyons NUMBER1EXPERT(tm) for Bethany Beach, North Bethany and Fenwick Island, Delaware real estate, Waterfront Specialist, Oceanfront Properties
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Wayne Lyons, REALTORŪ, real estate agent and broker for Bethany Beach, North Bethany and Fenwick Island Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert in Bethany Beach. Call me: 800-844-9151.


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From My Affiliates: Bethany Beach, North Bethany and Fenwick Island Delaware home buying, real estate listings, and homes for sale in Sussex                         County, DE
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Team of professionals to meet needs of buyers and sellers Yes!  
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Internet marketing to buyers worldwide Yes!  
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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
Where is the world's oldest castle located?

A 
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories.
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Wayne Lyons, REALTORŪ, real estate agent and broker for Bethany Beach, North Bethany and Fenwick Island Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

Wayne Lyons
Long & Foster

33298 S. Coastal Hwy
Bethany Beach
DE 19930
800-844-9151
302-539-4072
Fax: 302-539-2185
bethany-beach-homes@NUMBER1EXPERT.com

Wayne Lyons will tell you Bethany Beach, Fenwick Island, and the surrounding communties offer the best in life for those looking to make the most of coastal living. It is this love for home that has propelled Wayne to the forefront of his career as one of the area's most trusted real estate professionals. Few things bring him greater fulfillment than connecting others with the exceptional lifestyle here. Whether you are looking to buy or sell, give Wayne Lyons a call today.

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Long & Foster real estate and homes for sale in Bethany Beach, North Bethany and Fenwick Island Delaware


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